Most people assume everything will be taken care of if they ever have a claim, but what they don't realize, is that there are a lot of pitfalls and landmines along the road to recovery and many become victimized who don't know how to navigate around them.

• Are you really in good hands?
• Do you have sufficient insurance?
• Will your adjuster be on your side?
• Are you ready to handle the insurance claim process?

Most people buy insurance to protect their homes from catastrophes such as fire, floods, tornadoes, earthquakes, etc. However, most homeowners’ insurance claims are the result of everyday events, such as a pipe that bursts under a sink, a toilet overflows, or that Chicken Kiev turns into Chicken Chernobyl. Most people assume everything will be taken care of if they ever have a claim, but what they don’t realize, is that there are a lot of pitfalls and landmines along the road to recovery and many become victimized who don’t know how to navigate around them.

In the Secrets of the Insurance Game, you’ll learn about:

• The role insurance adjusters play and how to negotiate
• The importance of an accurate estimate and inventory
• Overhead and profit and what it means to you and your contractor
• Things your insurance agent didn’t tell you and your adjuster may not pay for
• Pitfalls of content pack outs and cleaning companies
• Pros and cons of using public adjusters
• Depreciation and how it affects your recovery
• Flood remediation and dry out companies
• Tips on hiring restoration contractors
• Disaster chasers and predators
• And much more…

Field-Flex covers conform to pockets or packs; yet spring back into shape - no worse for the wear. Heavy-duty binding holds strong through bad weather and years of abuse. Rulers, conversion charts, and map scales printed on cover for use in the field.

SPECIFICATIONS

- COVER

Color: Yellow

Material: Field Flex

Reference: Imperial & metric rulers, conversion table, map scale

Table of Contents: Yes

- PAGE PATTERN

Pattern: Universal

Ink Color: Blue

Numbered: No

- ALL-WEATHER PAPER

Color: White

Sheet Size: 4.25” x 7.25”

Pages: 128 pages/ 64 sheets

Weight: 32# Rite in the Rain

Perforated: Yes

- BINDING

Style: Perfect Bound

Properties: Weatherproof Glue

Finish: Rounded Corners

- SINGLE UNIT

Size: 4.625” x 7.25” x .375”

A pet survival kit is important because your pets rely on you for their safety and well-being. Prepare for both you and your pet with this 3-day emergency kit. Contains the necessary supplies to prepare you and your pet.
Pet food not included in kit. Set aside at least a 3 day supply of food that your pet would normally eat. Don't try something new in a disaster.

For My Pet:

FOOD & WATER

24 – Water Pouches - 4.227 oz. each (5-year shelf life, U.S. Coast Guard Approved)

1 – Pet Feeding Dish

FIRST AID KIT

1 – Pet First Aid Guide

2 – Iodine Swab Sticks

2 – Antiseptic Towelettes

4 – Cotton Tip Applicators

2 (Pairs) – Non-Latex Gloves

4 – Antibiotic Ointments

2 – Triangular Bandages

4 – Gauze Pads, 4” x 4”

1 – Scissor & Tweezer

1 – Flex Wrap 2”

1 – Eye Wash

MISCELLANEOUS SUPPLIES

1 – Animal Control Lead

1 – Pet Window Cling Sticker

6 – Infectious Waste Bags

1 – Emergency Blanket

For Me:

FOOD & WATER

1 – Food Bar - 2,400 calories (5-year shelf life, U.S. Coast Guard Approved)

12 – Water Pouches - 4.227 oz. each (5-year shelf life, U.S. Coast Guard Approved)

FIRST AID KIT

1 – First Aid Manual

4 – Antiseptic Towelettes

4 – Alcohol Wipes

4 – Antibiotic Ointments

6 – Non-Aspirin

1 – Instant Ice Pack

1 (Pair) – Non-Latex Gloves

1 – Adhesive Tape

8 – Adhesive Bandages, Assorted

5 – Gauze Pads, Sterile Assorted

2 – Tongue Depressors

1 – Scissor & Tweezer

MISCELLANEOUS SUPPLIES

1 – AM/ FM Radio with Batteries

1 – Headlight with Batteries

2 – 12-Hour Light Sticks

1 – Emergency Blanket

1 – Whistle

Permanent on most surfaces, marks most surfaces. Fade- and water-resistant ink in quick drying, non-toxic alcohol-based formula.

• Ink Color: Black
• Tip: Fine point
• Applicable Surfaces: Glass, Metal, Plastic
• Scent: Alcohol

• Permanent on most surfaces
• Fade and water resistant ink
• Quick-drying ink AP certified non-toxic formula

• Size: 9’ x 12’
• Thickness: .2 mil
• Color: Clear
• Material: Plastic
• Plastic Drop cloth