| Content | Most people assume everything will be taken care of if they ever have a claim, but what they don't realize, is that there are a lot of pitfalls and landmines along the road to recovery and many become victimized who don't know how to navigate around them.
- Are you really in good hands?
- Do you have sufficient insurance?
- Will your adjuster be on your side?
- Are you ready to handle the insurance claim process?
Most people buy insurance to protect their homes from catastrophes such as fire, floods, tornadoes, earthquakes, etc. However, most homeowners’ insurance claims are the result of everyday events, such as a pipe that bursts under a sink, a toilet overflows, or that Chicken Kiev turns into Chicken Chernobyl. Most people assume everything will be taken care of if they ever have a claim, but what they don’t realize, is that there are a lot of pitfalls and landmines along the road to recovery and many become victimized who don’t know how to navigate around them.
In the Secrets of the Insurance Game, you’ll learn about: - The role insurance adjusters play and how to negotiate
- The importance of an accurate estimate and inventory
- Overhead and profit and what it means to you and your contractor
- Things your insurance agent didn’t tell you and your adjuster may not pay for
- Pitfalls of content pack outs and cleaning companies
- Pros and cons of using public adjusters
- Depreciation and how it affects your recovery
- Flood remediation and dry out companies
- Tips on hiring restoration contractors
- Disaster chasers and predators
- And much more…
Sean Scott is a restoration contractor who has been involved with literally thousands of property damage claims. In this book, Sean shares many of the secrets of the insurance game he has gleaned over the years working in the restoration industry. The Secrets of the Insurance Game levels the playing field and gives homeowners’ the tools they need to restore their homes and lives.
| Tough Polydura cover protects this form, designed to assist with Field Interviews during investigations. Impact resistant wire binding doesn’t get bent out of shape when tossed around in packs or uniform pockets. SPECIFICATIONS - COVER Color: Black Material: Polydura, 19 gauge Reference: Imperial & metric rulers, Miranda rights (inside cover) - PAGE PATTERN Pattern: Field interview form (front), Notes (back) Ink Color: Dark Gray Numbered: No - ALL-WEATHER PAPER Color: Gray Sheet Size: 3” x 5” Pages: 100 pages/ 50 sheets Weight: 20# Rite in the Rain Perforated: No - BINDING Style: Wire-O Properties: Rust-Resistant Finish: Rounded Corners - SINGLE UNIT Size: 3” x 5.25” x .375” ***USA MADE | A pet survival kit is important because your pets rely on you for their safety and well-being. Prepare for both you and your pet with this 3-day emergency kit. Contains the necessary supplies to prepare you and your pet.
Pet food not included in kit. Set aside at least a 3 day supply of food that your pet would normally eat. Don't try something new in a disaster.
For My Pet: FOOD & WATER 24 – Water Pouches - 4.227 oz. each (5-year shelf life, U.S. Coast Guard Approved) 1 – Pet Feeding Dish
FIRST AID KIT
1 – Pet First Aid Guide 2 – Iodine Swab Sticks 2 – Antiseptic Towelettes 4 – Cotton Tip Applicators 2 (Pairs) – Non-Latex Gloves 4 – Antibiotic Ointments 2 – Triangular Bandages 4 – Gauze Pads, 4” x 4” 1 – Scissor & Tweezer 1 – Flex Wrap 2” 1 – Eye Wash
MISCELLANEOUS SUPPLIES 1 – Animal Control Lead 1 – Pet Window Cling Sticker 6 – Infectious Waste Bags 1 – Emergency Blanket
For Me: FOOD & WATER 1 – Food Bar - 2,400 calories (5-year shelf life, U.S. Coast Guard Approved) 12 – Water Pouches - 4.227 oz. each (5-year shelf life, U.S. Coast Guard Approved)
FIRST AID KIT 1 – First Aid Manual 4 – Antiseptic Towelettes 4 – Alcohol Wipes 4 – Antibiotic Ointments 6 – Non-Aspirin 1 – Instant Ice Pack 1 (Pair) – Non-Latex Gloves 1 – Adhesive Tape 8 – Adhesive Bandages, Assorted 5 – Gauze Pads, Sterile Assorted 2 – Tongue Depressors 1 – Scissor & Tweezer
MISCELLANEOUS SUPPLIES 1 – AM/ FM Radio with Batteries 1 – Headlight with Batteries 2 – 12-Hour Light Sticks 1 – Emergency Blanket 1 – Whistle 1 – Hand Sanitizer | Field-Flex covers conform to pockets or packs; yet spring back into shape - no worse for the wear. Heavy-duty binding holds strong through bad weather and years of abuse. Rulers, conversion charts, and map scales printed on cover for use in the field. SPECIFICATIONS - COVER Color: Yellow Material: Field Flex Reference: Imperial & metric rulers, conversion table, map scale Table of Contents: Yes - PAGE PATTERN Pattern: Universal Ink Color: Blue Numbered: No - ALL-WEATHER PAPER Color: White Sheet Size: 4.25” x 7.25” Pages: 128 pages/ 64 sheets Weight: 32# Rite in the Rain Perforated: Yes - BINDING Style: Perfect Bound Properties: Weatherproof Glue Finish: Rounded Corners - SINGLE UNIT Size: 4.625” x 7.25” x .375” ***USA MADE | Let rescuers know there are pets in the house with an SOS pet window decal.
- In Case of Emergency pet decal
- Clings to windows
- Size 5" x 3"
| THE RED GUIDE TO RECOVERY - RESCUE HANDBOOK FOR DISASTER
The Red Guide to Recovery was created to assist the disaster survivor by making available a single source of pertinent, easy to read disaster recovery information that will walk them step-by-step through the recovery process while raising awareness of the many pitfalls that may present themselves in post disaster scenarios. This award winning book can also be used for training on disaster preparedness, business continuity, contingency planning, and complement any disaster preparedness kit.
Designed to empower disaster survivors with comprehensive information needed to navigate the recovery process. Includes full-color illustrations, professional tips, examples and more. Second Edition. 189 pages.
- Protecting Your Property
- Displacement & Relocation
- Disaster Relief & Financial Assistance
- Insurance Issues After a Loss
- Handling Personal Property
- Smoke & Water Damage
- Estimating Repair Costs
- Selecting a Qualified Contractor
- Public Insurance Adjuster Services
- Hazardous Material Concerns
- Safety & Precautions
- Trauma Intervention & Grief Counseling
- Avoiding Disaster Scams
- Phone & Web Directory
- And Much More…
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